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306 8th Avenue S, Albany, IL 61230.
Small-town living meets big-time value at this completely reimagined 2-bedroom, 2-bathroom home in the heart of Albany. If you've been searching for a fresh start without the hefty price tag, this one deserves a spot at the top of your list. Nearly everything here is new. The kitchen has been fully redone with modern finishes, a second bedroom was added, and the master bath was designed and installed. Behind the scenes, the furnace and water heater are both approximately five years young, offering worry-free comfort for seasons to come. Even the garage was insulated, giving you the flexible option to convert it into an extra room, home office, or hobby space-your call. But the real story here is location. This home sits just six blocks from the boat dock, making weekend adventures on the water effortless. Albany Main Street Park is a short stroll away for picnics and playtime, while Bitler Marine keeps boating enthusiasts well-equipped nearby. You'll enjoy the peaceful rhythm of small-town life while staying wonderfully connected: major grocery and big-box stores are only ten minutes out, and the Quad Cities await just thirty minutes down the road. Turnkey, thoughtfully updated, and priced to impress, this charming property blends move-in-ready convenience with unbeatable riverside appeal. Whether you're a first-time buyer, downsizer, or weekend explorer, opportunity is knocking. Come experience everything this refreshed Albany gem has to offer-your next chapter starts here.
MLS ID: 12728202
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306 8th Avenue S, Albany, IL 61230.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $129,900 | $129,900 | $129,900 |
| Down Payment | $25,980 | $4,547 | $32,475 |
| Monthly Mortgage Amount | $648 | $796 | $809 |
| Taxes | $181 | $181 | $181 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $57 | $0 |
| Monthly Estimated Total | $929 | $1,134 | $1,090 |
Albany, IL is a close-knit and small town. Known for being a quaint and beautiful riverside community, the town works together to plan events throughout the year, including the Halloween Fest, City-Wide Garage Sales and the popular Miss Flame Festival. Known for its peaceful rural setting and friendly atmosphere, Albany offers a slower pace of life while still providing convenient access to larger cities like Clinton, IA and the Quad Cities region. The town features scenic river views, open farmland, and tree-lined residential streets that reflect its Midwestern charm and history.
Real estate in Albany primarily consists of single-family homes, with a mix of historic properties, ranch-style homes, and newer construction. Many homes offer spacious lots, detached garages, and a strong sense of privacy. Buyers looking for affordability and room to spread out are drawn to Albany’s housing market. Opportunities may also exist for buyers interested in land, investment properties, or fixer-uppers with long-term potential.
Albany appeals to those who value a close-knit community, outdoor recreation, and a relaxed lifestyle. Residents enjoy fishing, boating, and walking along the river, while still being a short drive from schools, shopping, and medical services. Whether you’re looking for a permanent residence or a peaceful escape from city life, Albany offers a welcoming environment and attainable real estate options in a naturally beautiful setting.
If you are ready to start your real estate buying or selling journey, browse the newest homes for sale in Albany, IL. You can also contact us—we are here to help!
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